At Wachovia, we know it's important to have a clear picture of your financial needs in retirement. The questionnaire offered here is designed to help you review your spending patterns and to consider a plan for funding your retirement.
Estimating Your Income Needs
Most retirement experts estimate that you will need about 80% of your current annual income for a comfortable retirement. Naturally, depending on your personal lifestyle, you may need more or less.
To help you determine how much income you will need, please select the answer to each question that most closely fits your plans for retirement. After answering all six questions, please click the Submit button to see the approximate percentage of your current income you may need in retirement.
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1.
In retirement, I expect my debt to be:
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About the Same
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2.
When I retire, I expect my mortgage or rent payments to be:
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3.
During retirement, I expect to travel:
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4.
After I retire, the number of my major purchases will be:
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5.
In retirement, my entertainment and recreational activities will be:
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6.
When I retire, my out-of pocket costs for medical care and medical insurance will be:
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About the Same
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Based on your responses, it appears that you would need approximately
% of your current annual income in retirement. To discuss your retirement needs in more detail, please contact a Wachovia Securities Financial Advisor, (888) 840-2517, 8:00 am - 6:00 pm ET, Monday through Friday, or use our office locator .
This is a hypothetical example used for illustrative purposes only, and not indicative of any particular investment.
This information is provided for informational purposes only and is not intended to provide specific advice or guidance. Please talk to your advisor before making any retirement plan decision. The results provided are not shared with any investment professional at our firm.
This analysis is based on information you have provided. Wachovia Securities assumes no responsibility for the accuracy or completeness of this information.
